Local Health Line

The mission of Local Health Line is to provide reliable health information to all of the cities in Sacramento, San Joaquin, Placer, and Yolo Counties’ diverse populations. As a community healthcare advocate Local Health Line helps to connect individuals with appropriate healthcare resources and programs. Local Health Line will initially focus on helping individuals, families and small businesses currently without healthcare insurance acquire coverage through Affordable Care Act.
LHL does community outreach to build awareness of the Affordable Care Act mandate that requires nearly all Americans have healthcare insurance by January 1, 2014. LHL also works closely with Covered California, the designated state marketplace for health insurance coverage mandated by Affordable Care Act. As an “assister” LHL helps consumers understand their healthcare options and how to go about acquiring health insurance.

Local HealthLine serves Sacramento, Placer and Yolo counties, including the City of Sacramento, North and South Natomas, Rancho Cordova, Elk Grove, Folsom, Citrus Heights, North Highlands, Oak Park, Del Paso Heights, Placerville, Roseville, Rocklin, Loomis, Lincoln, Auburn, Davis, West Sacramento, Woodland and Winters. LHL also serves Stockton, Galt and Lodi.

Representatives of LHL are available to help individuals, families and small businesses sort through the healthcare insurance options and get the kind of coverage that both meets their healthcare needs and fits their budgets. LHL will only provide in-person assistance and would not provide enrollment assistance over the phone or online. Learn more…

WHAT IS AFFORDABLE CARE ACT?

The Patient Protection and Affordable Care Act, signed into law in March, 2010, represents a significant overhaul of the country’s healthcare system. Its goals are to increase the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals and the government.

Essential health benefits

The law mandates that most Americans have health insurance by January 1, 2014 or face a fine. The law also requires all insurance plans to provide “essential health benefits” including preventative and wellness services, hospitalization, emergency care, maternity services, pediatric care and prescriptions.

In this state, Covered California has been established as the health insurance marketplace where consumers can shop for the insurance option that best fits their health needs and budget. Local Health Line works with Covered California and does community outreach to help consumers understand their options and facilitate their acquiring health insurance.

Subsidies available to lower costs

To make health insurance more affordable, subsidies are available for individuals and families that meet certain income requirements and do not have access to coverage through an employer or government program. In order to qualify for financial assistance coverage must be purchased through Covered California.

Other key components of Affordable Care Act include:

  • Coverage cannot be denied because of a pre-existing condition.
  • Insurance cannot be dropped if you become sick or are injured.
  • Individuals younger than 26 can now be covered under their parents’ plans.

More details about Affordable Care Act are available here.

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